📊 Scheme Calculators

Calculate maturity, interest, and returns for all India Post savings schemes

🏛 Public Provident Fund

EEE tax benefit — best long-term wealth creator
⭐ 7.1% p.a. | 15 Years
Min: ₹500/yr | Max: ₹1,50,000/yr | Sec 80C eligible

🌱 Sukanya Samriddhi Yojana

Highest rate — for girl child below 10 years
⭐ 8.2% p.a. | 21 Years
Min: ₹250/yr | Max: ₹1,50,000/yr | Deposits for 15 years, matures at 21

📅 Recurring Deposit

Build savings with small monthly deposits
⭐ 6.7% p.a. | 60 Months
Min: ₹100/month | Multiple of ₹10 | Tenure: 5 years (60 months)

🔒 Post Office Time Deposit

Flexible tenure — 5Y TD qualifies for Sec 80C
⭐ 6.9–7.5% p.a.
Min: ₹1,000 | Multiple of ₹100

📜 National Savings Certificate

Safe fixed-income investment with tax benefits
⭐ 7.7% p.a. | 5 Years
Min: ₹1,000 | Multiple of ₹100 | No maximum limit

🌾 Kisan Vikas Patra

Guaranteed — your money doubles!
⭐ 7.5% p.a. | Doubles in 115 Months
Min: ₹1,000 | No maximum | Money doubles in ~9 years 7 months

💸 Monthly Income Scheme

Guaranteed monthly income — perfect for retirees
⭐ 7.4% p.a. | 5 Years
Min: ₹1,000 | Max: ₹9,00,000 (single) / ₹15,00,000 (joint)

👴 Senior Citizens Savings Scheme

Highest rate for seniors — quarterly interest payouts
⭐ 8.2% p.a. | 5 Years
Min: ₹1,000 | Max: ₹30,00,000 | Age: 60+ years
⚖️ Compare Schemes
Same-type schemes, side by side — see which fits you best.
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